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Local AI Sentiment Evaluation
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Upstart (NASDAQ:UPST) is aiming to grow its lending business and improve profitability in 2027, even as higher interest rates and pressure on consumers weigh on its outlook, Co-Founder and CEO Paul Gu said at a Citi Equity Research event. Gu said the company’s third-quarter contribution profit rose
We just published a list of the 10 Best AI-Powered Financial Stocks to Buy According to Analysts and Upstart (NASDAQ:UPST) ranked 7th on this list. Banks and lenders have spent years promising that artificial intelligence will cut costs and speed up decisions. This autumn, the people who supervise them started asking a harder question: what […]
Upstart Holdings, Inc. (UPST) Citi's 15th Annual FinTech Conference November 10, 2026 1:30 PM ESTCompany ParticipantsPaul Gu - CEO & DirectorConference...
Key TakeawaysUpstart shares fell 11% in a week after the company cut its 2026 outlook to about $1. 35 billion of revenue, even though its third quarter set a record for contribution profit.
Elevated default risks and higher funding costs have contributed to Upstart's impacted loan originations and lowered FY2026 guidance. See more on UPST here.
Upstart Holdings delivered a strong Q3, with revenue up 34% YoY and fee revenue at an all-time high. I rate UPST stock as Buy. Read my full analysis here.
B. Riley Securities analyst Hal Goetsch reiterates Upstart Holdings (NASDAQ:UPST) with a Buy and lowers the price target from $54 to $42.
Truist Securities analyst Arvind Ramnani maintains Upstart Holdings (NASDAQ:UPST) with a Buy and lowers the price target from $40 to $30.
Goldman Sachs analyst Will Nance maintains Upstart Holdings (NASDAQ:UPST) with a Neutral and lowers the price target from $28 to $24.
Morgan Stanley analyst James Faucette maintains Upstart Holdings (NASDAQ:UPST) with a Equal-Weight and lowers the price target from $35 to $24.
Stephens & Co. analyst Kyle Joseph maintains Upstart Holdings (NASDAQ:UPST) with a Equal-Weight and lowers the price target from $26 to $24.
Citigroup analyst Peter Christiansen maintains Upstart Holdings (NASDAQ:UPST) with a Buy and lowers the price target from $61 to $46.
Key TakeawaysB. Riley cut its Upstart price target to $42 from $54 on Nov.
Upstart just posted record contribution profit and rewarded shareholders with an 11% relief rally, yet slashed its own full-year outlook hours later. Whether today marks a turning point or a trap depends on a single credit index that management cannot control.
Upstart Holdings has seen its share price fall heavily over the past few years, which puts the focus squarely on whether the current US$21.37 level is really supported by the business it earns today. After such a drawn out slide, the question becomes less about momentum and more about what the income statement actually justifies. The stock has declined 93.2% over 5 years, which makes the earnings case crucial for anyone considering whether the current valuation still lines up with the...